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| 30 Year Fixed Rate |
| 20 Year Fixed Rate |
| 15 Year Fixed Rate |
| 1/1 Year Adjustable Rate |
| 5/1 Year Adjustable Rate |
| 1/1 Year Adjustable Jumbo |
| FHA 30 Year Fixed |
Rates last updated on Thursday, September 02, 2010
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30 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.125% | 1.625% | 4.348% | | 4.375% | 1% | 4.547% |
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20 Year Fixed Rate
Fully amortized, no pre-payment penalty
Term: 20 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 3.75% | 2% | 4.099% | | 4% | 1% | 4.233% |
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15 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 3.375% | 2% | 3.82% | | 3.75% | 1% | 4.047% |
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1/1 Year Adjustable Rate
2/6 Caps
2.50% Margin
No Pre-payment penalty and no deferred interest.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.5% | 1% | 3.051% |
| | An adjustable-rate mortgage (ARM) has an interest rate that varies over the term of the loan. The starting interest rate is lower than the going market rate, but can increase (or decrease) a certain amount at specific intervals. |
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5/1 Year Adjustable Rate
5/2/5 Caps
2.250 Margin
No pre-payment penalty and no deferred interest.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 3% | 1.5% | 3.258% | | 3.125% | 1% | 3.261% |
| | An adjustable-rate mortgage (ARM) has an interest rate that varies over the term of the loan. The starting rate is lower than the going market rate, but can increase (or decrease) a certain amount at specific intervals. |
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1/1 Year Adjustable Jumbo
2/6 caps
2.750% Margin
No pre-payment penalty and no deferred interest.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 4.75% | 1% | 3.296% |
| | An adjustable-rate mortgage (ARM) has an interest rate that varies over the term of the loan. The starting rate is lower than the going market rate, but can increase (or decrease) a certain amount at specific intervals. |
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FHA 30 Year Fixed
Fully, amortized, no pre-payment penalty
Term: 30 years
Maximum Amount: $368,750
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| Rates | Points | APR |
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| 4.25% | 1% | 4.421% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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