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Mission Statement
Our mission is to make KFCU the preferred financial institution for our current and targeted members by strengthening our existing relationships and developing new partnerships within our community.
Vision Statement
To improve the financial well-being of our members, KFCU will be the financial institution they choose first, use the most, and grow with throughout their lives.
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| 30 Year Fixed Rate |
| 20 Year Fixed Rate |
| 15 Year Fixed Rate |
| 10 Year Fixed Rate |
| FHA Fixed Rate |
| VA Fixed Rate |
Rates last updated on Thursday, November 29, 2018
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Maximum Amount: $453,100
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30 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 30 years
Maximum Amount: $453,100
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| Rates | APR | Points |
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| 4.75% | 4.954% | 1% |
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20 Year Fixed Rate
Fully amortized, no pre-payment penalty
Term: 20 years
Maximum Amount: $453,100
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| Rates | APR | Points |
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| 4.75% | 5.029% | 1% |
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15 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 15 years
Maximum Amount: $453,100
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| Rates | APR | Points |
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| 4.375% | 4.726% | 1% |
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10 Year Fixed Rate
Fully amortized, no pre-payment penalty.
Term: 10 years
Maximum Amount: $453,100
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| Rates | APR | Points |
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| 4.375% | 4.88% | 1% |
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FHA Fixed Rate
Federal Housing Administration (FHA) loans provide fixed-rate financing with low down payment options as low as 3.5%
Term: 30 years
Maximum Amount: $294,515
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| Rates | APR | Points |
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| 4.75% | 4.954% | 1% |
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VA Fixed Rate
Department of Veterans Affairs (VA) loans provide fixed-rate financing for veterans and other borrowers who meet the eligibility requirements of the VA program. Offer low and no down payment options, and do not require monthly mortgage insurance.
Term: 30 years
Maximum Amount: $453,100
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| Rates | APR | Points |
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| 4.75% | 4.954% | 1% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $5,956. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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