KERN FEDERAL CREDIT UNION
 Now serving ALL of Kern County

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Kern Federal Credit Union offers a variety of loan programs to meet your individual needs.  The programs listed are just a sampling of the programs we offer.  Please call (661) 327-9461 to discuss your new home loan today.  Our rates and fees are subject to change without notice.
 
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate
10 Year Fixed Rate

Rates last updated on Thursday, April 17, 2014

30 Year Fixed Rate

Fully amortized, no pre-payment penalty.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
4.25%4.421%1%

20 Year Fixed Rate

Fully amortized, no pre-payment penalty

Term: 20 years   Maximum Amount: $417,000
RatesAPRPoints
4%4.233%1%

15 Year Fixed Rate

Fully amortized, no pre-payment penalty.

Term: 15 years   Maximum Amount: $417,000
RatesAPRPoints
3.375%3.669%1%

10 Year Fixed Rate

Fully amortized, no pre-payment penalty.

Term: 10 years   Maximum Amount: $417,000
RatesAPRPoints
3.25%3.676%1%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.